feat(economy): add vanity shop and harden economy money-safety

Vanity shop (/vanity): cosmetic badges/titles as a pure whale coin sink -
purchases burn coins (not credited to the house) and equip a badge shown on
/profile. New vanity_owned/vanity_active fields, schema sync, and tests.

Money-safety and robustness fixes from a codebase review:

- _parse_amount now rejects negative amounts. Every bet/give/request flows
  through it, so a negative value can no longer mint coins on a loss/transfer
  path that trusts the caller's sign (all call sites already guarded <= 0;
  this closes the source).
- do_blackjack_payout no longer raises on a DB failure. The stake was already
  deducted in do_blackjack_bet, so it now logs critical with the owed amount
  (for admin reconciliation) and returns db_error; all payout call sites render
  a clear "payout failed" notice instead of crashing the interaction.
- Instant "kohv" consumable now cancels the pending reminder DMs for the
  cooldowns it wipes (via new INSTANT_RESET_COMMANDS), so no stale/duplicate
  reminders fire.
- Renamed the misleadingly-named _refund_user_safe -> _debit_house_safe (it
  debits the house) and dropped its ignored first arg.
- Added __all__ to vanity.py and consumables.py so `import *` no longer leaks
  incidental imports into the economy namespace.
- Documented Kõrvaklapid's +25 coin daily bonus in README and DEV_NOTES.

Tests: blackjack payout DB-failure safety and INSTANT_RESET_COMMANDS lockstep.

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_013VbAVsrZuYesea99mPMmPT

strings/economy.py

@@ -17,6 +17,7 @@ __all__ = [
     'ITEM_DESCRIPTIONS',
     'CONSUMABLES_UI',
     'CONSUMABLE_DESCRIPTIONS',
+    'VANITY_UI',
     'JAILED_UI',
     'SHOP_BTN',
     'DAILY_UI',
@@ -240,6 +241,22 @@ CONSUMABLES_UI: dict[str, str] = {
     "bought_instant":  "☕ Kõik ooteajad nullitud!\nUus saldo: {balance}",
 }
 
+# ---------------------------------------------------------------------------
+# Vanity shop  (cosmetic badges/titles - a pure status sink, no gameplay effect)
+# ---------------------------------------------------------------------------
+VANITY_UI: dict[str, str] = {
+    "title":       "👑 Staatusepood",
+    "desc":        "Puhtalt uhkuse pärast - märgid ja tiitlid ilma igasuguse mänguefektita. Kantud märk paistab su `/profile`-l.\nSaldo: {bal}",
+    "line_owned":  "✅ Olemas",
+    "line_active": "⭐ Kantud",
+    "entry_title": "„{title}“",
+    "footer":      "Osta või kanna: /vanity <märk>  ·  „Eemalda märk“ võtab tiitli maha",
+    "none_choice": "❌ Eemalda märk",
+    "bought":      "{emoji} Ostsid tiitli **{title}** ja panid selle kohe kandma!\nUus saldo: {balance}",
+    "equipped":    "{emoji} Kannad nüüd tiitlit **{title}**.",
+    "unequipped":  "Märk eemaldatud - su profiil on jälle tavaline.",
+}
+
 JAILED_UI: dict[str, str] = {
     "title":      "🔒 Praegu vanglas",
     "empty":      "Kõik on vabad! Vanglas pole kedagi.",